Are there any ways to beat the system? You bet there are! The first step is to take a look at where energy goes in a normal American home. The figures are well established. Some 70% goes to cool and/or heat the house; 20% heats water; 10% runs lighting and appliances.

With that for starters, here are some practical things you can do right now to reduce your monthly utility expenses. Many items cost nothing at all, others involve minor expense for simple projects, most of which you can build or install yourself, a few require sensible investment that will pay for itself over a few years